Types of Insurance

There could possibly be exclusions outlined in your insurance policy, for example, intentional loss, neglect, general failure of power and even harm instigated by war. If it was proven that you failed to look after your property, for example, you did not repair a leaky roof, you might not be covered. It goes without saying that if you lose an object on purpose or harm your property, there will be no cover. One other exclusion that can quite expensive is the Law segregation. Building regulations set out by the government that bump up the cost of repairing/re-building after a loss might not be included in your policy.