Types of Insurance

1.       Install an alarm system: Some insurance companies prefer certain alarms, therefore making the house insurance cheaper.

2.       Key crime: Make sure you don’t leave your keys on show in your house, for e.g. on hooks, by the window, under the plant pot.

3.       Secure locks: Make sure you change the locks of your new home as past owners could still have a key.

4.       Going away: Make sure you cancel weekly deliveries such as milk or newspapers and ask someone you trust to keep an eye on the house for you.

5.       Quit smoking: If you smoke, you are putting your house at risk of a fire. When you are signing up for house insurance most insurance companies will ask if you smoke. Install a smoke alarm that works for protection.

6.       Outdoor lighting: Will enable you to see who is visiting you at night.

7.       Neighbourhood watch: If you join the organization it could reduce you insurance premiums by 5%

8.       Unnecessary claims: Think before you claim as the less you claim the less your insurance premiums will be.